| 1 | actuary | n. a person who calculates risks for insurance companies |
| 2 | assessor | n. a person who calculates the value of something [eg: a building, car etc] |
| 3 | claim | n. an application for payment under an insurance policy - to make a claim v. |
| 4 | comprehensive | n. [of an insurance policy] all-inclusive; providing complete protection |
| 5 | consequential loss | n. a loss that happens as a consequence of or as a result of another |
| 6 | coverUK | n. the protection given by an insurance policy [eg: public liability cover] |
| 7 | employer's liability | n. liability or responsibility of a firm for damage caused to one of its employees |
| 8 | goods in transit | n. property, merchandise or any goods in the process of being transported |
| 9 | insurance broker | n. agent who arranges insurance; middleman between insurer & policyholder |
| 10 | liability | n. 1 the state of being liable 2 anything for which a person is liable |
| 11 | liable | adj. legally obliged to pay for damage, injury etc; responsible - liability n. |
| 12 | loss | n. death, injury, damage etc that is the basis for a claim - to lose v. |
| 13 | loss adjuster | n. a person who assesses the amount of compensation arising from a claim |
| 14 | policy | n. a contract of insurance [eg: a product liability policy] |
| 15 | policyholder | n. the person to whom an insurance policy is issued |
| 16 | premium | n. a payment, usually monthly, yearly etc, for an insurance policy |
| 17 | product liability | n. liability or responsibility of a firm for damage caused by one of its products |
| 18 | public liability | n. responsibility of a firm for damage caused to a member of the public |
| 19 | reinsurance | n. the insuring of risk by one insurance company with another - to reinsure v. |
| 20 | risk | n. 1 chance or possibility of injury, loss etc 2 person or thing causing risk |
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